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Mortgage Rate Cuts and Why You Shouldn’t Wait for Them

If you’re a first time home buyer starting to shop around or an experienced one ready for something new, you probably…

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HELOC or a Refi? This Refinance Cash Out Mortgage Calculator is a Great Place...

We live in a culture of more. Once you meet one goal, another can swiftly replace it. A recent Gallup survey…

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Can I Refinance My Mortgage Without Closing Costs?

For many homeowners seeking to save money and consolidate debt, mortgage refinancing can be an attractive option. However, the cost to…

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Can Co-Buying Help You Get the House You Need?

Here’s a simple truth – purchasing a home is difficult today. The volatile nature of the housing market and the high…

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The Ins and Outs of Buying a Home While Self-Employed

For many, the idea of buying a home for the first time is associated with a certain level of financial stability…

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The Atlanta Housing Market Deep Dive from Your Mortgage Lenders in Georgia

As mortgage rates in Georgia are poised to drop later this year, buyers and sellers alike are anxious about what the…

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What Mortgage Refinance Rates Mean for New Homeowners

Whether you’re a first-time home buyer or an experienced homeowner seeking more favorable loan terms, it’s important to consider the cost…

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Spring into Action: A Comprehensive Guide to Winning in a Busy Spring Housing...

The cost to refinance a mortgage or buy a home impacts experienced homeowners and first-time buyers alike. For the well-prepared, the…

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Old House vs New House: Which is Right for You?

It’s a question as old as time – or as old as houses. Should you buy a new home or spring…

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The Best Mortgage Companies are Hybrid Lenders – Here’s Why

When you’re a first time home buyer or knowledgeable property investor, understanding the nuances of mortgage financing is crucial. Among the…

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Choosing a Mortgage Lender: National vs Local

We all wish buying a home could be as easy as shopping for patio furniture. A lot goes into purchasing a…

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How to Pick the Best Mortgage Company & Get a Custom Rate

From first time home buyers to experienced ones, many homebuyers enter the market with excitement but limited knowledge about the financial…

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How a Dream Team Helps You Tackle Mortgage Rates in Georgia

You’ve probably heard rumblings about the upcoming housing market. Whether you’re a first-time home buyer or an experienced one, assembling a…

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Buy, Sell, or Both: Use the Mortgage Calculator Georgia Residents Love

When it comes to buying a house, timing is everything! Managing one mortgage is tough, imagine juggling two or, worse, having…

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How to Budget for Buying Your First Home

Purchasing your first home can be terrifying. On top of navigating a process you have no experience with, the financial stress…

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Strengthen Your Home Offer By Waiving Financing Contingency

The housing market has been pretty wild for the last few years and homebuyers have had to bear the brunt. Home…

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Shrink Your Home Purchase Timeline with a Powerful Offer

When you’ve found the perfect Georgia home, it’s natural to feel a sense of urgency around finalizing the purchase. But there…

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6 Sneaky Costs First Time Home Buyers Should Know About

Key Facts:  First-time homebuyers from younger generations are experiencing hidden costs in the home purchasing process that leave them with regrets.…

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Understanding Mortgage Escrow and Why You’re Paying It

The financial journey of buying a home doesn’t end once you close on the deal and move in. In fact, that’s…

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Decisions, Decisions: Buying vs Renting in Georgia

Whether you’re a first-time home buyer or an experienced one, deciding between buying vs renting a home in Georgia can be…

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Are You Buying a Home in an HOA? Here’s What to Know

Homebuyers seeking better mortgage rates in Georgia may be overlooking a crucial factor in their decision—the benefits, challenges, and cost of…

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Ride the Rate Wave Down with a Rolling No-Cost Refinancing Strategy

Homebuyers and investors are constantly watching rates to determine the best time to enter the market. No one wants to buy…

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An Inside Look at Closing Costs and How They Protect You

Figuring out a home’s affordability isn’t as simple as looking at the sales price and weighing it against your budget. When…

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The Summer Georgia Real Estate Market is Heating Up – Everything You Need to...

Key Takeaways  Is It Finally Time to Buy?  Sellers list more houses each month in preparation for falling mortgage rates in…

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How Long Does it Take to Buy a Home?

For almost every first time home buyer with common mortgage types (like the FHA loan), the purchase process lasts a month…

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Turn Your Home Equity Into Capital With a Cash-Out Refinance

Key Takeaways  Is a Cash-Out Refinance Right for You? There are many ways to refinance a mortgage and even more reasons…

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Rate Change is in the Air: Time to Consider Your Mortgage Refinance Options

High interest rates have held would-be home buyers at bay and made it tough for owners ready to pull the trigger…

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Decoding Investment Property Mortgages: Which One is Your Perfect Match?

When it comes to mortgage rates in Georgia, picking the right investment property mortgage is like trying to choose the perfect…

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Key Requirements to Buy a House: The Importance of Closing Disclosures

One of the most important and overlooked steps for a first time home buyer is to check the closing disclosure document. …

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Understanding Non-Warrantable Condos and Their Impact on Mortgage Rates in...

Whether you’re a seasoned home buyer or just starting out in your mortgage journey, navigating the ins and outs of the…

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Setting a Budget: Work Backwards from Your Monthly Payment

Whether you’re a first-time home buyer or a 7th generation rancher who owns a third of Montana (Someone just binge-watched Yellowstone.),…

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How Much Are Closing Costs on a $225,000 House?

Closing cost are the different fees associated with the mortgage process. For the most part, you can expect to pay between…

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How Much Are Closing Costs on a $325,000 House?

Closing cost are the service fees and taxes associated with the mortgage process. In most scenarios you will pay closing costs…

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How School Districts Impact a First Time Home Buyer

Key Takeaways For the first time home buyer, there are many competing factors to consider when choosing a house. Purchasing a…

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Is a Realtor the Right Co-Pilot for Your Journey? How the Best Mortgage...

On the Road as a First Time Home Buyer: Realtor as Co-Pilot or Driving Solo? Becoming a first time home buyer—it’s…

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The Fed’s Baton: Conducting the Symphony of Mortgage Rates and Home Prices

Key Takeaways: The Overture: Setting the Stage Anew Whether you’re a first-time homebuyer or an experienced one, the Federal Reserve’s decisions…

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Your Friendly Georgia Neighborhood Guide

Key Takeaways Whether you’re a first time home buyer or a seasoned homeowner, buying now versus later is more critical than…

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How Mortgage Lenders in Georgia Help You Prepare for the Rate Rush

Key Takeaways Whether you’re a first-time homebuyer or an experienced one, the upcoming drop in mortgage rates in Georgia has everyone…

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Checkmate the Market: Buy Now or Face the Bidding Wars to Come

Key Takeaways: Opening Gambit: Whether You’re a First-Time or a Seasoned Pro Whether you’re a first time home buyer or an…

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Small-Town Charm Meets Big-City Excitement in Cumming, Georgia

Takeaways: If you hop into your car in Atlanta and head northeast, as the skyscrapers fade from view, lush trees and…

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Mortgage Advice with Alvaro: Be Ready When Mortgage Rates Drop in Georgia

Key Takeaways: It was good news for the housing market this week as mortgage rates fell to their lowest level in…

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Why You Should Move to Johns Creek: Exploring Georgia’s Premier Neighborhood...

Key Takeaways: In 1981, a group of Georgia Tech graduates had the brilliant idea of purchasing 1,700 acres of land near…

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What Do Falling Interest Rates Mean for Home Loans?

On September 18, the Fed announced it would drop interest rates by 50 basis points. Even though there’s a flurry of…

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Urban Style Meets Suburban Comfort: Enjoy the Best of Both Worlds in...

Key Takeaways: Are you craving big-city excitement without the chaos of downtown living? Do you love world-class dining and shopping, but…

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Blueprint for Success: How Soon Can You Refinance a Mortgage in a Falling...

Key Takeaways: Preparing the Ground Timing and planning are everything in any construction project. What is the right season? What is…

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Fed Rate Cut Mortgage Calculator: How Much House Can You Afford Now?

Whether you’re a first time home buyer or looking to refinance your loan, it can feel daunting trying to negotiate favorable…

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The Plot Thickens with Falling Mortgage Refinance Rates

Key Takeaways The lights dim. The screen flickers to life. After months of teaser trailers, speculation, and anticipation, the “Fed Rate…

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Mortgage Rates in Georgia: Buying vs Renting a House After 2024 Rate Changes?

Key Takeaways: Many prospective homebuyers were spooked by the last few years of inflated home prices and mortgage rates in Georgia.…

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Using Home Equity for Debt Consolidation and Cash Flow Relief

Key Takeaways If there was ever a time for homeowners to feel the pinch, it would be now: rising costs, inflation,…

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Just Peachy: USDA-Approved Growing Areas Still Thriving in Georgia

Key Takeaways: Imagine this: You’re house hunting in Georgia, and you’ve got an eye on your budget and another on the…

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